Finance or Pay Cash
Financing
Pro’s
- Greater purchasing power
- Buy a newer unit
- Buy a unit in better condition
- Purchase a unit more suited to your intended use
Con’s
- Higher overall cost
- Slower purchasing process
- Older Unit
- RV has more needed repairs
- RV may not be suited to your intended uses
Purchasing with Cash
Pro’s
- Fast purchasing process
- More negotiation room due to fast purchasing power
- No loan company to contend with / Title in Hand with no lien
- No monthly payments
Con’s
- Older Unit
- RV has more needed repairs
- RV may not be suited to your intended uses
- Fast process could cause poor inspection process
Whether you finance or pay cash please make sure that you take your time and don’t rush the process. Some sellers are quite seasoned and will seek to push you to purchase by telling you that someone else is coming to buy it. I recommend that you understand your intended use of the RV and pick the RV that fits your lifestyle and use not just the one that fits your budget. If that means delaying the purchase then delay the purchase. We want you to end up with the right RV and Happy.